Terms and Conditions

Last Updated: April 17, 2026

Website: capitalrag.com

Operator: Alifsoftware LLC

1. Account & Login

  • You must be at least 13 years old (or 18 if required by law) to create an account.
  • You are responsible for keeping your password and login credentials confidential.
  • Notify us immediately at support@capitalrag.com of any unauthorized account access.
  • We are not liable for losses caused by stolen or shared passwords.

2. SMS Notifications

By providing your mobile number and checking the opt-in box, you consent to receive SMS messages from us. These may include:

  • Account alerts (login verification, password reset).

2.1 Opt-Out

To stop receiving SMS, text STOP, UNSUBSCRIBE, or CANCEL to any message we send you. You may also email support@capitalrag.com with "SMS Opt-Out" in the subject line.

2.2 Help

Text HELP to the same number or email support@capitalrag.com.

2.3 Fees

Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

2.4 Two-Factor Authentication (if used)

If SMS is required for 2FA, failure to receive a code may lock you out of your account. Keep backup codes or an alternate method.

3. Prohibited Uses

You agree NOT to:

  • Share your password or account access.
  • Use automated systems (bots) to log in or trigger SMS.
  • Provide a phone number you do not own or have permission to use.

4. Privacy

Your information, including phone number, is handled per our Privacy Policy.

5. Disclaimers

Our service and SMS are provided "as is." We do not guarantee timely or error-free SMS delivery.

6. Limitation of Liability

We are not liable for any losses from account compromise, SMS failures, or inability to log in. Our total liability shall not exceed $100.

7. Indemnification

You agree to indemnify us against claims arising from your misuse of SMS or account.

8. Changes to Terms

We may update these Terms. Continued use means acceptance.

9. Termination

We may suspend or terminate your account and SMS access for any violation of these Terms.

10. Governing Law

These Terms are governed by the laws of [Your State/Country].

11. Contact

For account or SMS issues: support@capitalrag.com